Calculate Your Costs
Typically $40,000 - $60,000
Estimated Total Cost
$878,650
For a family of 1 with rural project
Cost Breakdown
This is an estimate only. Actual costs may vary based on your specific situation, law firm rates, and regional center fees. Fees are subject to change. Always verify current fees on the official USCIS website and consult with your immigration attorney for accurate cost projections.
Source of Funds Guide
Understanding where your EB-5 investment funds will come from is critical. USCIS requires detailed documentation showing the legal source of all funds.
💡 Options to Close Funding Gaps
- • Consider additional real estate liquidation
- • Explore HELOC on personal residence
- • Review retirement account withdrawals
- • Discuss gift options with family
- • Consult with financial advisor
Top Options for EB-5 Source of Funds
1. Personal Income and Savings
Salary & Wages
Documented via employment contracts, pay stubs, tax returns, and employer letters showing consistent earnings.
Business Ownership
Profits, dividends, or corporate exits from your own business. Requires articles of incorporation, audited financial statements, and business bank records.
2. Asset Liquidation
Real Estate Sale
Proceeds from residential or commercial property sales. Documented via purchase agreements, property deeds, and wire transfer records.
Investment Portfolios
Liquidation of stocks, bonds, or mutual funds. You will need brokerage statements showing the history and growth of the investments.
Retirement Accounts
Early withdrawals from 401(k)s, IRAs, or foreign equivalents.
3. Gifts and Inheritances
Cash Gifts
Unconditional gifts from family or friends. USCIS requires proof of the legal source of the donor's funds, plus a gift declaration and transfer records.
Inheritance
Assets or cash bequeathed from an estate. Supported by legal probate and death certificate documentation.
4. Financing and Loans
Secured Loans & HELOCs
Borrowing against your personal assets (like a Home Equity Line of Credit on a personal residence). The loan must be secured by collateral personally owned by you, and the collateral must have a value equal to or greater than the loan.
Regional Center or Private Loans
Loans issued by licensed financial institutions or regional center-affiliated lenders. The loan's structure must be fully compliant with USCIS "at risk" investment rules.
🔑 Keys to USCIS Compliance
Regardless of the option you choose, U.S. Citizenship and Immigration Services (USCIS) requires a strict "paper trail" showing exactly how you or your donor legally acquired the money over the past 7 years.
Required Documentation:
- • Tax returns (7 years)
- • Bank statements showing fund accumulation
- • Employment contracts and pay stubs
- • Business financial statements (if applicable)
- • Property deeds and sale agreements
- • Gift declarations with donor's source proof
- • Loan agreements with collateral documentation
💼 Professional Guidance Required
Source of funds documentation is complex and critical to your EB-5 application success. Always work with experienced immigration attorneys and financial advisors who specialize in EB-5 cases.
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